{"id":5674,"date":"2024-11-08T14:54:20","date_gmt":"2024-11-08T13:54:20","guid":{"rendered":"https:\/\/www.insuranceandsaving.com\/?p=5674"},"modified":"2024-11-08T14:54:35","modified_gmt":"2024-11-08T13:54:35","slug":"ziskejte-celkovou-usporu-200-eur-na-pojisteni-auta","status":"publish","type":"post","link":"https:\/\/www.insuranceandsaving.com\/cs\/ziskejte-celkovou-usporu-200-eur-na-pojisteni-auta\/","title":{"rendered":"Z\u00edskejte celkovou \u00fasporu 200 eur na poji\u0161t\u011bn\u00ed auta"},"content":{"rendered":"<p><span>Pro sn\u00ed\u017een\u00ed n\u00e1klad\u016f a t\u00edm dosa\u017een\u00ed celkov\u00fdch \u00faspor je p\u0159i sjedn\u00e1v\u00e1n\u00ed autopoji\u0161t\u011bn\u00ed d\u016fle\u017eit\u00e9 vz\u00edt v \u00favahu \u0159adu tip\u016f, kter\u00fdmi m\u016f\u017eeme potvrdit, \u017ee poji\u0161t\u011bn\u00ed odpov\u00edd\u00e1 na\u0161im pot\u0159eb\u00e1m a na opl\u00e1tku zaplat\u00edme to, co je spravedliv\u00e9.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<div id=\"toc_container\" class=\"no_bullets contracted\">\n<p class=\"toc_title\"><b style=\"color: #333333; font-size: 30px;\">5 tip\u016f, jak u\u0161et\u0159it pen\u00edze s poji\u0161t\u011bn\u00edm auta<\/b><\/p>\n<\/div>\n<p>&nbsp;<\/p>\n<p><span>Bezpochyby, pokud vezmete v \u00favahu n\u00e1sleduj\u00edc\u00ed kl\u00ed\u010de, budete schopni zajistit celkovou \u00fasporu na poji\u0161t\u011bn\u00ed a bez ztr\u00e1ty kryt\u00ed, co\u017e by se mohlo v budoucnu opravdu hodit.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span id=\"1-_Usa_los_comparadores_de_seguro\"><b><span>1- Pou\u017e\u00edvejte srovn\u00e1va\u010de poji\u0161t\u011bn\u00ed<\/span><\/b><\/span><\/h2>\n<p><span>Bezpochyby je tu internet, aby n\u00e1m pomohl. D\u00edky internetu ji\u017e nemus\u00edme chodit z kancel\u00e1\u0159e do kancel\u00e1\u0159e, abychom si vy\u017e\u00e1dali cenovou nab\u00eddku a hledali nejlep\u0161\u00ed nab\u00eddku k dosa\u017een\u00ed celkov\u00fdch \u00faspor.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li aria-level=\"1\"><b><span>P\u0159i vyhled\u00e1v\u00e1n\u00ed poji\u0161t\u011bn\u00ed auta p\u0159es srovn\u00e1va\u010d poji\u0161t\u011bn\u00ed je d\u016fle\u017eit\u00e9 spr\u00e1vn\u011b zadat \u00fadaje\u00a0<\/span><\/b><span>. V\u00fdsledky tak budou velmi jednoduch\u00e9 a mno\u017estv\u00ed pen\u011bz jako celkov\u00e1 \u00faspora nejvy\u0161\u0161\u00ed.<\/span><\/li>\n<li aria-level=\"1\"><span>Srovn\u00e1va\u010de v\u00e1m pomohou vybrat ten, kter\u00fd v\u00e1s nejv\u00edce zaj\u00edm\u00e1.<\/span><\/li>\n<li aria-level=\"1\"><span>Pokud m\u00e1te pochybnosti, m\u016f\u017eete po\u017e\u00e1dat o zavol\u00e1n\u00ed, aby v\u00e1s oper\u00e1tor informoval o vlastnostech poji\u0161t\u011bn\u00ed.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2><span id=\"2-_Piensa_en_las_necesidades_que_buscas_en_el_seguro\"><b><span>2- Zamyslete se nad pot\u0159ebami, kter\u00e9 v poji\u0161t\u011bn\u00ed hled\u00e1te<\/span><\/b><\/span><\/h2>\n<p><span>Je d\u016fle\u017eit\u00e9, aby v\u00e1m bylo jasn\u00e9, \u017ee\u00a0<\/span><b><span>ne v\u0161ichni lid\u00e9 maj\u00ed stejn\u00e9 pot\u0159eby\u00a0<\/span><\/b><span>. Abyste se vyhnuli placen\u00ed za poji\u0161t\u011bn\u00ed, o kter\u00e9 nem\u00e1te skute\u010dn\u00fd z\u00e1jem, a zajistili si tak celkovou \u00fasporu, doporu\u010dujeme prozkoumat kryt\u00ed, kter\u00e9 m\u00e1te v poji\u0161t\u011bn\u00ed skute\u010dn\u011b z\u00e1jem m\u00edt.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li aria-level=\"1\"><span>Pokud je auto nov\u00e9, je nejlep\u0161\u00ed uzav\u0159\u00edt komplexn\u00ed poji\u0161t\u011bn\u00ed. V r\u00e1mci t\u00e9to modality m\u016f\u017eete uzav\u0159\u00edt poji\u0161t\u011bn\u00ed se spolu\u00fa\u010dast\u00ed nebo bez n\u00ed. To bude z\u00e1viset na va\u0161ich pot\u0159eb\u00e1ch. Ty s fran\u0161\u00edzou jsou levn\u011bj\u0161\u00ed, doporu\u010dujeme, aby to nebylo v\u00edce ne\u017e 200 eur.<\/span><\/li>\n<li aria-level=\"1\"><span>Pokud je auto n\u011bkolik let star\u00e9, je nejlep\u0161\u00ed sjednat si povinn\u00e9 ru\u010den\u00ed. Pokud hled\u00e1te maxim\u00e1ln\u00ed \u010d\u00e1stku jako celkovou \u00fasporu, je nejlep\u0161\u00ed zvolit z\u00e1kladn\u00ed povinn\u00e9 ru\u010den\u00ed. Je to jednodu\u0161\u0161\u00ed, ale tak\u00e9 levn\u011bj\u0161\u00ed.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2><span id=\"3-_Valora_el_coste_de_los_extras\"><b><span>3- Posu\u010fte n\u00e1klady na dopl\u0148ky<\/span><\/b><\/span><\/h2>\n<p><span>Je d\u016fle\u017eit\u00e9, abyste m\u011bli jasno v tom, \u017ee\u00a0<\/span><b><span>\u010d\u00edm vy\u0161\u0161\u00ed je hodnota vozidla, t\u00edm vy\u0161\u0161\u00ed jsou n\u00e1klady na poji\u0161t\u011bn\u00ed, kter\u00e9 se chyst\u00e1te sjednat\u00a0<\/span><\/b><span>. Celkov\u00e1 \u00faspora na poji\u0161t\u011bn\u00ed je pro v\u00e1s d\u016fle\u017eit\u00e1, abyste si pojistili ty dopl\u0148ky, kter\u00e9 v\u00e1s opravdu zaj\u00edmaj\u00ed.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li aria-level=\"1\"><span>Mus\u00edte posoudit, zda v\u00e1s poji\u0161t\u011bn\u00ed sol\u00e1rn\u00ed st\u0159echy zaj\u00edm\u00e1.<\/span><\/li>\n<li aria-level=\"1\"><span>Dal\u0161\u00edmi dopl\u0148ky, kter\u00e9 mohou zp\u016fsobit nav\u00fd\u0161en\u00ed ceny poji\u0161t\u011bn\u00ed, m\u016f\u017ee b\u00fdt hudebn\u00ed vybaven\u00ed.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<picture class=\"aligncenter wp-image-1944 size-full\" title=\"celkov\u00e9 \u00faspory\"><source srcset=\"https:\/\/www-banksandsaving-com.translate.goog\/wp-content\/uploads\/2022\/12\/como-ahorro_2.jpg.webp?_x_tr_sl=es&amp;_x_tr_tl=cs&amp;_x_tr_hl=en-US&amp;_x_tr_pto=wapp 979w,https:\/\/www-banksandsaving-com.translate.goog\/wp-content\/uploads\/2022\/12\/como-ahorro_2-480x240.jpg.webp?_x_tr_sl=es&amp;_x_tr_tl=cs&amp;_x_tr_hl=en-US&amp;_x_tr_pto=wapp 480w\" type=\"image\/webp\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 979px, 100vw\" \/><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.banksandsaving.com\/wp-content\/uploads\/2022\/12\/como-ahorro_2.jpg\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 979px, 100vw\" srcset=\"https:\/\/www-banksandsaving-com.translate.goog\/wp-content\/uploads\/2022\/12\/como-ahorro_2.jpg?_x_tr_sl=es&amp;_x_tr_tl=cs&amp;_x_tr_hl=en-US&amp;_x_tr_pto=wapp 979w,https:\/\/www-banksandsaving-com.translate.goog\/wp-content\/uploads\/2022\/12\/como-ahorro_2-480x240.jpg?_x_tr_sl=es&amp;_x_tr_tl=cs&amp;_x_tr_hl=en-US&amp;_x_tr_pto=wapp 480w\" alt=\"celkov\u00e9 \u00faspory\" width=\"979\" height=\"489\" \/><\/picture>\n<p>&nbsp;<\/p>\n<h2><span id=\"4-_Piensa_en_las_marcas_blancas_como_ahorro_total\"><b><span>4- P\u0159em\u00fd\u0161lejte o b\u00edl\u00fdch \u0161t\u00edtc\u00edch jako o celkov\u00fdch \u00faspor\u00e1ch<\/span><\/b><\/span><\/h2>\n<p><span>B\u00edl\u00e9 zna\u010dky autopoji\u0161t\u011bn\u00ed mohou b\u00fdt dobrou volbou, pokud jde o dosa\u017een\u00ed celkov\u00fdch \u00faspor a\u017e 200 eur ve srovn\u00e1n\u00ed s p\u016fvodn\u00edmi spole\u010dnostmi.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li aria-level=\"1\"><span>Poji\u0161\u0165ovny maj\u00ed v sou\u010dasnosti na prodej v\u00edce ne\u017e jednu zna\u010dku. Ty hlavn\u00ed jsou mnohem dra\u017e\u0161\u00ed ne\u017e ty b\u00edl\u00e9.<\/span><\/li>\n<li aria-level=\"1\"><span>Poji\u0161t\u011bn\u00ed s b\u00edl\u00fdm \u0161t\u00edtkem pojistitele v\u00e1m zajist\u00ed hledan\u00e9 auto poji\u0161t\u011bn\u00ed v\u00fdm\u011bnou za levn\u011bj\u0161\u00ed cenu. Pamatujte, \u017ee v tomto typu p\u0159\u00edpadu bude pokryt\u00ed stejn\u00e9, stejn\u011b jako slu\u017eby, kter\u00e9 v\u00e1m nab\u00eddnou.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2><span id=\"5-_Cuidado_con_las_renovaciones_del_seguro_de_coche\"><b><span>5- Bu\u010fte opatrn\u00ed s obnovou poji\u0161t\u011bn\u00ed auta<\/span><\/b><\/span><\/h2>\n<p><span>Jedn\u00edm z kritick\u00fdch okam\u017eik\u016f pro pojistn\u00edky je bezesporu okam\u017eik obnoven\u00ed.\u00a0<\/span><b><span>Pojistitel\u00e9 maj\u00ed tendenci v\u017edy zvy\u0161ovat sazby p\u0159i obnoven\u00ed\u00a0<\/span><\/b><span>, i kdy\u017e poji\u0161t\u011bn\u00fd nep\u0159edlo\u017eil \u017e\u00e1dnou \u010d\u00e1st.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li aria-level=\"1\"><span>Abyste se vyhnuli zv\u00fd\u0161en\u00ed ceny p\u0159i obnov\u011b, m\u016f\u017ee b\u00fdt zaj\u00edmav\u00e9 kontaktovat pojistitele a pokusit se cenu znovu vyjednat jako \u00fasporu.<\/span><\/li>\n<li aria-level=\"1\"><span>Pokud renegociace nen\u00ed mo\u017en\u00e1, je d\u016fle\u017eit\u00e9 porovn\u00e1vat a m\u011bnit spole\u010dnosti. Nem\u011bli bychom se b\u00e1t zm\u011bnit pojistitele, d\u016fle\u017eit\u00e9 je m\u00edt poji\u0161t\u011bn\u00ed p\u0159izp\u016fsoben\u00e9 na\u0161im pot\u0159eb\u00e1m za n\u00edzkou cenu.<\/span><\/li>\n<li aria-level=\"1\"><span>Pokud se rozhodnete zm\u011bnit pojistitele, jako celkovou \u00fasporu je d\u016fle\u017eit\u00e9 tak u\u010dinit m\u011bs\u00edc p\u0159edem, abyste p\u0159ede\u0161li probl\u00e9m\u016fm. P\u0159i zm\u011bn\u011b byste nem\u011bli zapomenout odeslat storno poji\u0161\u0165ovn\u011b, abyste nedostali dal\u0161\u00ed vy\u00fa\u010dtov\u00e1n\u00ed.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2><span id=\"6-_Paga_el_seguro_en_varios_pagos\"><b><span>6- Zapla\u0165te poji\u0161t\u011bn\u00ed v n\u011bkolika platb\u00e1ch<\/span><\/b><\/span><\/h2>\n<p><span>Jako by se jednalo o\u00a0<\/span><span>osobn\u00ed p\u016fj\u010dku<\/span><span>\u00a0, m\u016f\u017ee to b\u00fdt dobr\u00e1 mo\u017enost, jak financovat platbu poji\u0161t\u011bn\u00ed vozidla ve snadn\u00fdch spl\u00e1tk\u00e1ch.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li aria-level=\"1\"><span>Pokud m\u00e1te pot\u0159ebnou likviditu, doporu\u010dujeme ji zaplatit jednor\u00e1zovou platbou, abyste se vyhnuli proviz\u00edm.<\/span><\/li>\n<li aria-level=\"1\"><span>Pokud pen\u00edze nem\u00e1te, zkuste si poplatek za poji\u0161t\u011bn\u00ed rozd\u011blit do v\u00edce plateb jako spo\u0159en\u00ed podle sv\u00fdch pot\u0159eb. Cena bude o n\u011bco vy\u0161\u0161\u00ed, ale platbu tak zvl\u00e1dnete, ani\u017e byste se p\u0159\u00edli\u0161 zadlu\u017eili.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2><span id=\"7-_Piensa_si_es_necesario_contratar_la_cobertura_del_conductor_ocasional\"><b><span>7- P\u0159em\u00fd\u0161lejte o tom, zda je nutn\u00e9 vz\u00edt p\u0159\u00edle\u017eitostn\u00e9 pokryt\u00ed \u0159idi\u010de<\/span><\/b><\/span><\/h2>\n<p><span>Je d\u016fle\u017eit\u00e9, abyste si rozmysleli, zda budete vozidlo \u0159\u00eddit sami, nebo ho bude pou\u017e\u00edvat t\u0159et\u00ed osoba. V pojistce si to mus\u00edte d\u00e1t jasn\u011b najevo, abyste p\u0159ede\u0161li tomu, \u017ee se poji\u0161t\u011bn\u00ed pozd\u011bji nebude o zp\u016fsoben\u00e9 \u0161kody starat.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li aria-level=\"1\"><span>P\u0159id\u00e1n\u00ed ob\u010dasn\u00e9ho ovlada\u010de obvykle nezp\u016fsob\u00ed v\u00fdrazn\u00e9 zv\u00fd\u0161en\u00ed n\u00e1klad\u016f na pojistku.<\/span><\/li>\n<li aria-level=\"1\"><span>Kdy\u017e je ob\u010dasn\u00e9mu \u0159idi\u010di p\u0159es 30 let a m\u00e1 n\u011bkolik let praxe, tak se za ob\u010dasn\u00e9ho \u0159idi\u010de moc nepo\u010d\u00edt\u00e1. To znamen\u00e1, \u017ee to nemus\u00edte naj\u00edmat nav\u00edc a to v\u00e1m pom\u016f\u017ee\u00a0<\/span><span>sn\u00ed\u017eit\u00a0<\/span><span>kone\u010dnou cenu.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2><span id=\"8-_Aprovecha_las_ofertas_de_las_aseguradoras\"><b><span>8- Vyu\u017eijte nab\u00eddky poji\u0161t\u011bn\u00ed<\/span><\/b><\/span><\/h2>\n<p><span>\u010cas od \u010dasu poji\u0161\u0165ovny obvykle vyd\u00e1vaj\u00ed do\u010dasn\u00e9 nab\u00eddky. Je d\u016fle\u017eit\u00e9 je vyu\u017e\u00edt jako \u00fasporu n\u00e1klad\u016f na uzav\u0159en\u00ed smlouvy o vozidle.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li aria-level=\"1\"><span>Jako spo\u0159en\u00ed si m\u016f\u017eete sjednat nab\u00eddku od pojistitele s n\u011bkolikam\u011bs\u00ed\u010dn\u00edm p\u0159edstihem. Se zm\u011bnou poji\u0161t\u011bn\u00ed nen\u00ed nutn\u00e9 \u010dekat do posledn\u00edho m\u011bs\u00edce.<\/span><\/li>\n<li aria-level=\"1\"><span>Pokud se rozhodnete zm\u011bnit spole\u010dnost, nezapome\u0148te v\u00fdpov\u011b\u010f zaslat aktu\u00e1ln\u00edmu\u00a0<\/span><span>pojistiteli<\/span><span>\u00a0.\u00a0\u00a0<\/span><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Pro sn\u00ed\u017een\u00ed n\u00e1klad\u016f a t\u00edm dosa\u017een\u00ed celkov\u00fdch \u00faspor je p\u0159i sjedn\u00e1v\u00e1n\u00ed autopoji\u0161t\u011bn\u00ed d\u016fle\u017eit\u00e9 vz\u00edt v \u00favahu \u0159adu tip\u016f, kter\u00fdmi m\u016f\u017eeme potvrdit, \u017ee poji\u0161t\u011bn\u00ed odpov\u00edd\u00e1 na\u0161im pot\u0159eb\u00e1m a na opl\u00e1tku zaplat\u00edme to, co je spravedliv\u00e9.\u00a0 &nbsp; 5 tip\u016f, jak u\u0161et\u0159it pen\u00edze s poji\u0161t\u011bn\u00edm auta &nbsp; Bezpochyby, pokud vezmete v \u00favahu n\u00e1sleduj\u00edc\u00ed kl\u00ed\u010de, budete schopni zajistit celkovou [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":4001,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[62,67],"tags":[],"class_list":["post-5674","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uspory","category-pojisteni"],"_links":{"self":[{"href":"https:\/\/www.insuranceandsaving.com\/cs\/wp-json\/wp\/v2\/posts\/5674","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuranceandsaving.com\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuranceandsaving.com\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuranceandsaving.com\/cs\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuranceandsaving.com\/cs\/wp-json\/wp\/v2\/comments?post=5674"}],"version-history":[{"count":1,"href":"https:\/\/www.insuranceandsaving.com\/cs\/wp-json\/wp\/v2\/posts\/5674\/revisions"}],"predecessor-version":[{"id":5675,"href":"https:\/\/www.insuranceandsaving.com\/cs\/wp-json\/wp\/v2\/posts\/5674\/revisions\/5675"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.insuranceandsaving.com\/cs\/wp-json\/wp\/v2\/media\/4001"}],"wp:attachment":[{"href":"https:\/\/www.insuranceandsaving.com\/cs\/wp-json\/wp\/v2\/media?parent=5674"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuranceandsaving.com\/cs\/wp-json\/wp\/v2\/categories?post=5674"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuranceandsaving.com\/cs\/wp-json\/wp\/v2\/tags?post=5674"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}